Hotline Call Centre: 1500 674 (MSI)Toyota Insurance 2.0
Toyota Insurance, managed by MSIG Indonesia, is specially designed for Toyota vehicles by Toyota Astra Motor and provided by MSIG Indonesia. This product offers coverage for loss or damage to your motor vehicle with special features.
Key features
Repair at authorised workshop
Total Loss Only
Total Loss Only (TLO) for the first year is 50% of the Sum Insured
Additional features
5 (five) optional additional features with additional premium IDR 50.000, are including transportation Fee Benefit, Non Standard Accessories, Third Party Liabilities (TPL) on The Spot, Ambulance Fee Benefit and Personal Accident for Driver.
Plan highlights
Repairs at authorized workshops
Guaranteed use of genuine Toyota spare parts
Repair warranty for up to one year
Interisland risk coverage
Total Loss Only (TLO) in the first year for loss/damage equal to or exceeding 50% of the Sum Insured
Emergency Road Assistance (ERA)
- Towing Service:
- Emergency towing: available even if no loss or damage occurs to the vehicle.
- Accident towing: available in the event of loss and/or damage to the vehicle.
- On-site Flat Tire Replacement: a technician will replace the flat tire with the spare tire provided by the Insured.
- On-site Battery Repair: a technician will handle battery issues directly at the location.
- Emergency Fuel Delivery: a technician will provide up to 5 (five) liters of fuel to help reach the nearest gas station.
Transportation cost benefit after the 5th day, up to IDR 500,000
Personal accident coverage for driver, death/permanent disability: IDR 5,000,000
Non-standard accessories coverage, up to IDR 15,000,000
Third party liability (TPL) on the spot, up to IDR 2,000,000
Ambulance cost coverage, up to IDR 500,000
Plan details
Basic coverage
Comprehensive
- This policy provides coverage for loss or damage to the Motor Vehicle due to physical damage (hull damage).
- The policy covers both partial and total loss resulting from the risks mentioned above.
Total Loss Only (TLO)
Provides coverage only for:
- Loss or damage where the repair cost equals or exceeds 50% of the actual value of the Motor Vehicle; applicable only during the first year.
- Loss due to theft, where the vehicle is not recovered within 60 (sixty) days.
Comprehensive
Comprehensive Policy covers the loss of or damage to the Motor Vehicle by:
Hull Damage
Comprehensive Policy covers total or partial loss of or damage to the motor vehicle due to the risks stated above.
Car with Sum Insured above IDR 200 million is required to have additional coverage.
Total Loss Only (TLO)
Only covers:
- Loss or damage, of which repair cost be equal or more than 75% of the actual value of the Motor Vehicle or
- Loss by theft and not found within 60 (sixty) days.
The TLO package is automatically bundled with coverage* of the following:
- Hurricane, Storm, Hail, Flood, Landslide.
- Riots, Civil Commotions, Strikes, Barriers to Work, Charges, Rebellion, Revolution.
- Earthquake, Tsunami or Volcanic Eruption.
*Coverage within Indonesia territory.
Special Features
- Repair at Authorised Workshop
- Guarantee using genuine Toyota parts
- Repair result warranty of up to one year.
- Interisland Risk
- Total Loss Only (TLO) for the first year is 50% of the Sum Insured
- Emergency Road Assistance (ERA) Service
- Towing Service:
- Emergency service: this additional service can be provided even if there is no loss to the Motor Vehicle
- Accident service: this additional service can be provided in the event of loss of and or damage to the Motor Vehicle
- Replacement of Tyre Leaking on the spot: the mechanic will replace the leaked tyre with the insured spare tyre.
- Repair of car battery on the spot: the mechanic will overcome the interference of the car battery.
- Emergency fuel assistance: the mechanic will provide a maximum of 5 (five) litres of fuel as an emergency measure to reach the nearest gas station.
Additional coverage
- Hurricane, Storm, Hail, Flood, Landslide
- Riots, Civil Commotions, Strikes, Barriers to Work, Charges, Rebellion, Revolution
- Earthquake, tsunami or volcanic eruption
- Third Party Liability
Optional coverage
- Terrorism and Sabotage
- Personal Accident for Driver
- Personal Accident for Passenger
- Loss or damage caused by embezzlement, fraud, hypnosis and such kind.
- Loss or damage due to malicious actions committed by:
- The Insured or his/her child or spouse
- Any Person acting on behalf of the Insured
- Any Person working for the Insured
- Any Person within the knowledge of the Insured
- Any Person living with the Insured
- Loss or damage as a consequence of:
- Towing or pushing another motor vehicle, racing purposes, tuition in driving, carnival or parade, or to commit a crime
- Overloading or driven by force
- Driving in a damages or technically unsafe condition
- Being driven by a person not holding a valid driving license (S.I.M) or under the influence of alcohol or any other drugs
- A nuclear reaction or radiation
- Loss or damage directly or indirectly caused by natural disaster or war
- Loss or Damage to any part or material of motor vehicle due to wear and tear, inherent vice of that part
- Other exclusions as defined in the insurance policy
