Hotline Call Centre: 1500 674 (MSI)Personal Accident Insurance
Covers bodily injury caused by a sudden and unintentional accident.
Key features
Sudden injury protection
Covers bodily injury from any sudden and accidental events
Accident coverage
Including death due to accident, physical impediment due to accident, and expandable to include medical expenses due to accident.
Plan highlights
Covers bodily injury caused by a sudden and unintentional accident.
100% compensation of the Sum Insured for Death Benefit.
Proportional compensation of the Sum Insured for Permanent Disability, in accordance with the Policy terms.
Exclusions: war, nuclear radiation, radioactive contamination, pregnancy, and intentional acts.
Plan details
- Covers bodily injury caused by an accident that occurs suddenly and unintentionally.
- Provides 100% compensation of the Sum Insured for the Death Benefit.
- Provides proportional compensation of the Sum Insured for Permanent Disability in accordance with the Policy.
- Exclusions: war, nuclear radiation, radioactive contamination, pregnancy, and intentional acts.
- Wilful act or gross negligence of the person affecting the insurance or the Insured.
- Wilful act or gross negligence of a person who is entitled to receive the benefits under this policy.
- The Insured's act of fighting, committing or attempting suicide or committing crime.
- Brain complaint, disease, mental disorder or drunkenness of the Insured.
- Pregnancy, childbirth, miscarriage, surgical operation or other medical treatment.
- Accident arising while the Insured is under the exclusion of a sentence, detention or imprisonment.
- Earthquake, volcanic eruption or tidal wave.
- War, military act of foreign nation, revolution, insurrection, civil war, armed rebellion and other disturbance or riot, or terrorism.
- Illegal control of aircraft or vessel.
- Nuclear radiation or radioactive contamination.
- Radioactivity, explosive nature or other harmful nature.
- Accident incidental to any of the accident described in the proceeding item 7, 8, 9, 10 and 11.
- Other exclusions as defined in the insurance policy.
- Personal accident - 3 Months
- Personal accident - 6 Months
- Personal accident - 12 Months
